Your Original Jefferson County Credit Union, Since 1939

 

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Share (savings) Account:

 

 Come open a share (savings) account today. It is a $5 minimum deposit to join the Credit Union and open an account. Your only requirement is to live, or work in Jefferson County, or have a family member that is already a member of the Credit Union.

 

Money Market Shares:

 

Minimum Balance. $1,000.00. 

 

Withdrawal Restriction: No fee for the first 3 withdrawals per month. 

 

(Share to share transfers are considered withdrawals.) Thereafter, 

 

$10.00 charge per withdrawal over the limit of 3, per month. 

 

Interest: Compounds monthly. 

 

Money Market Shares (Market Rate Accounts) Average Daily Balance Below $1,000: To earn dividends your average daily balance must be $1,000 or higher. If your average daily balance is below $1,000, no dividends are earned for that month. Dividends are declared and paid monthly and calculated on the average daily balance. Deposits are unlimited. Three checks or transfer withdrawals per month are allowed. 

 

Share Draft(checking) Account:  

 

Share Draft(checking) Account: No Monthly Fees, No Minimum Balance, No Check Limit! You can open a Share Draft (checking) account with as little as $25. There is no minimum balance required in a share draft account after it is opened. The only cost to our members is the printing of the drafts. All members with a Share Draft (checking) account must maintain a share (savings) balance of no less than $5 (including youth accounts). Overdraft protection is available through the Share account, in increments of $50. There will be a $5.00 fee if the Share account is accessed. More overdraft protection is available through your established line of credit loan. Just sign the authorization form and return to loan department.

 

Items causing an overdraft with insufficient funds from regular shares to cover the overdraft will be returned as NSF. Members will be charged $25.00 for each item, plus $10 per day the account is overdrawn. There will be a $5 fee for an account that is closed for cause (excessive overdraft etc.).

 

Stop payment fees: $20.00 per draft.

 

Share Draft copy: $2.00 per copy prior to July 1, 1994, $.50 after (1st 2 copies free)

 

Share Draft print order w/o a form $5.00

 
Savings Federally insured to at least $100,000 by NCUA, an Agency of the U.S. Government.
Disclosures
We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.