Your Original Jefferson County Credit Union, Since 1939
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Your Original Jefferson County Credit Union, Since 1939 |
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SAVINGS RATES
Effective July 1st, 2008
Account As of April 2001 the dividend on all accounts will be calculated on the daily balance, paid and compounded monthly. |
Dividend Rate | *Annual Percentage Yield |
| Share Savings Account | 0.50% | 0.50% |
Money Market Shares:To earn dividends your daily balance must be $1,000 or higher. If your balance falls below $1,000, no dividends are earned. For all balances, the rate is determined by the lowest balance in the account during the month.This account will not function for overdraft protection with balances under $1,000. |
0% | 0% |
| Daily Balance of $1,000 to $9999.99 earns dividends at the annual percentage rate of: | .80% | .80% |
| Daily Balance of $10,000-$24,999.99 earns dividends at the annual percentage rate of: | 1.30% | 1.31% |
| Daily Balance of $25,000-$49,999.99 earns dividends at the annual percentage rate of: | 1.80% | 1.81% |
| Daily Balance of $50,000 and up earns dividends at the annual percentage rate of: | 2.15% | 2.17% |
| Share Drafts (Checking) | 0% | 0% |
| Holiday Club Account - 12 Month Term** | 2.35% | 2.38% |
| WealthBuilder Club - 6 Month Term** | 2.00% | 2.02% |
| No term IRAs >$1,000 | 1.90% | 1.92% |
| No term IRAs <$1,000 | 0.50% | 0.50% |
| Term Certificates & IRAs. $1,000 minimum balance required |
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| 6 Month** | 2.00% | 2.02% |
| 12 Month** | 2.35% | 2.38% |
| 24 Month** | 2.60% | 2.63% |
| 48 Month** | 3.00% | 3.04% |
| 60 Month** | 3.25% | 3.30% |
| Youth Certificates | 1.52% | 1.53% |
| Bump-Up Certificates & IRAs, $5,000 Minimum Option of increasing the rate one time during the term of the CD if interest rates rise, with no term extension of fee. |
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| 12 Month Bump-Up | 2.35% | 2.38% |
| 24 Month Bump-Up | 2.60% | 2.63% |
| 48 Month Bump-Up | 3.00% | 3.04% |
| 60 Month Bump-Up | 3.25% | 3.30% |
*Note: Above rates subject to change at any time without notice. Calculated on the daily balance, paid and compounded monthly. Early withdraw penalty may apply. This credit union is federally insured by the National Credit Union Administration.
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Savings Federally insured to at least $100,000 by NCUA, an Agency of the U.S. Government. |
Disclosures | We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. |
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